Smart Buy Pre-Qual
Step One: Pre-Qual
- Easy Online Application with short form to complete in 5-minute.
- No upfront credit report fees from buyer.
- Loan type recommendation of Conventional, FHA or VA loan.
- Amortization type options with Fixed, Adjustable or Hybrid loan programs to choose from.
- Provide payment comparison for 30-yr, 15-Yr or other terms to fit in buyers’ budget.
- Low closing cost or zero closing cost program available upon request.
- Maximize buyer purchase power with SMART-BY MORTGAGE to obtain client’s dream home.
Step Two: SHOW
- Assurance of the maximum loan amount qualified by lender.
- Worry-Free property selection with pre-defined affordability.
- Precise evaluation of extending property price range as requested by buyer.
Step Three: SELL
- Loan application started immediately by processing team after escrow opened.
- Real-time email notification on loan processing progress by MLO and processing team.
- Instant loan approval notification to real estate agent.
- Joint forces teamwork on solving loan condition challenges from lender.
Step Four: SOLD
- Immediate email notification on loan funding and escrow closing.
- Broker real estate transaction fee reduced from $495 to $195 under SMART-BUY Combo program
- Additional compensation available under MLO Assistant training program. SMART-BUY COMBO