Step One: PRE-QUAL
- Easy Online Application with a short form to complete in 5-minute.
- No upfront credit report fees from the buyer.
- Loan type recommendation of Conventional, FHA, or VA loan.
- Amortization type options with Fixed, Adjustable, or Hybrid loan programs to choose from.
- Provide payment comparison for 30-yr, 15-Yr, or other terms to fit in buyers’ budget.
- Low closing cost or zero closing cost program available upon request.
- Maximize buyer purchase power with SMART-BUY MORTGAGE to obtain the client’s dream home.
Step Two: SHOW
- Assurance of the maximum loan amount qualified by the lender.
- Worry-Free property selection with pre-defined affordability.
- Precise evaluation of property price range as requested by the buyer.
Step Three: SELL
- Loan applications are reviewed immediately by the processing team after escrow opened.
- Real-time email notification on loan processing progress by MLO and the processing team.
- Instant loan approval notification to the real estate agent.
- Joint forces/teamwork on solving loan condition challenges from lenders.
Step Four: SOLD
- Immediate email notification on loan funding and escrow closing.
- Broker real estate transaction fee* reduced from $495 to $195 under the SMART-BUY Combo program. Applicable to Residential 1-4 Units only; additional details apply.